Your 2025 Wrap Up Is Here - FMU 2.0

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🌟 Our 2025 Wrap Up | from our CEO

“2025 has been a defining year for FinMeUp. A year of growth, momentum, and important milestones that have reshaped the business and strengthened our foundations. Taking time to reflect on how far we’ve come, I’m incredibly proud of what the FinMeUp 2.0 team has achieved in such a short space of time.

We’ve grown our team, expanded our client base, strengthened key partnerships, and built a model designed for long-term, sustainable value. Each step forward has reinforced our belief in what we’re building and why we’re building it.

As we close out the year, I want to thank our team, investors, and clients for the trust, support, and belief you continue to place in us. 2025 was about building momentum. 2026 is about accelerating it.”

Travys Wilkins, CEO

🎙️ FMU Conversations | Watch Now

Watch our latest YouTube video about employee benefits. Employee benefits should make your life easier, not more confusing. This clip is from our latest YouTube video where we break down what real value looks like. If you’re employed, this one’s for you.

 🎯 Three Market Opportunities

1. South Africa’s Economy Is Showing Real Resilience

South Africa’s economy expanded for the fourth consecutive quarter, with growth supported by mining, agriculture and services. Business confidence and employment indicators are rising, signalling a turning point for investor and business sentiment.

The opportunity:
A stabilising economy creates space for diversified SA equity exposure. Improved earnings outlooks and stronger sentiment can support long term returns as conditions strengthen.

2. Payments and Fintech Transformation Is Accelerating

South Africa’s payments ecosystem is preparing for major regulatory reform. Proposed changes would allow non bank players to hold specific licences and participate directly in payments infrastructure. This would shift the industry toward open access and increased competition, after decades of bank led dominance.

The opportunity:
Fintech, digital wallets and open banking platforms are positioned to benefit as the landscape becomes more competitive. Consumers may see lower costs and more choice.

3. AI in Financial Services Moves Into Regulatory Focus

The FSCA and Prudential Authority have released early findings on the use of Artificial Intelligence in the South African financial sector. The report explores opportunities for innovation as well as risks relating to fairness, explainability and responsible deployment. This signals growing regulatory attention as AI becomes more widely used.

The opportunity:
AI enabled advice tools, compliance automation and smarter financial planning systems are set to grow. Early adopters who align with emerging regulatory standards may gain strong competitive advantage.

Note: This is not financial advice, merely observations. For personalised financial advice, you can book to speak to a financial advisor here (powered by a registered FSP: No. 51310).

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👀 What Your Future Self Could Look Like One Year From Now

Imagine waking up one day with a completely different relationship with your money.

✔ You feel in control of your financial future and know your money is finally working for you.
✔ You understand the core principles of investing and have a clear plan to grow your wealth.
✔ Your portfolio is diversified and aligned with your goals.
✔ You have built a consistent monthly investing habit that actually sticks.
✔ You have reduced unnecessary fees and know how to analyse what you are paying.
✔ You know the common mistakes investors make and how to avoid them.
✔ You trust yourself to make smart financial decisions and grow your wealth over time.

This is the transformation that becomes possible when you get clarity and a plan.
It is what we are helping thousands of people build inside FinMeUp.

Take the Next Step For Investors: Don't know your risk profile? Discover if these opportunities match your goals: Find Your Finimal

For Advisors: Join our growing network of fee-only professionals helping South Africans achieve FIRE: Chat to Travys

Your money matters. Make it count.

See you in 2026,

The FinMeUp Team

Your money matters. Make it count.

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